Northstar Cash

Northstar Cash is a shining example of a Minnesota original, with a jackpot that starts at $25,000, the best odds of any MN lotto game, and tickets that cost just a buck. How to play: Pick your favorite five numbers from 1 to 31. Drawing schedule: Drawings are held every evening at 6:17 pm CT. Ticket sales close at 6:10 pm.

​Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.
Who is providing this notice?
North Star Finance, LLC d/b/a Northcash, an economic arm of the Fort Belknap Indian Community.
This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.
You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and DataX. We may obtain your credit information in order to determine your eligibility and ability to repay.
Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military or their dependents.
The availability of online installment loans are subject to change at any time at the sole discretion of Northcash.

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2. 1 day ago  MINNEAPOLIS (AP) — The winning numbers in Sunday evening's drawing of the Minnesota Lottery's 'Northstar Cash' game were: 03-04-16-23-26.

About Minnesota Northstar Cash Lotto Game

Minnesota Northstar Cash 5/31 started on October 7, 2003. This game can now claim the lowest odds of any lotto game in the USA, as it is tied with Wisconsin Badger 5, also a 5/31 lottery. To play Minnesota Northstar Cash, you choose five numbers from 1 to 31. Drawings are held daily, and the game has over 2,000 drawings to strategize with. Jackpots start at $25,000 and roll over until they are won.

The odds of winning the Northstar Cash jackpot are one in 169,911 which makes this game your best bet to play in Minnesota. Compare that to the jackpot odds of one in 1,533,939 of winning Gopher 5; or or one in 25,989,600 of winning Lotto America; or one in 30,821,472 of winning Lucky for Life, or one in 292 million of winning the Powerball lottery; or one in 302,575,350 of winning the Mega Millions game!

Pick Winning Minnesota Northstar Cash Numbers

Strategy Book

Below are free lotto tips to help you play the game smarter and win the lottery, taken from Gail Howard's lotto book, Lottery Master Guide. This is just a sample, and the book explains all of Smart Luck's successful methods of number selection in great detail with examples of patterns shown throughout. It is a great starting place for any lotto player.

Strategy Software

Advantage Gold software makes all the charts for this game, to automate the process of choosing the best numbers to play.

Beat the Minnesota Northstar Cash Lotto Odds

In addition to number selection strategies, you should take advantage of wheeling your lotto numbers to improve your odds. You can quickly and easily wheel pick-5 lotto numbers using the Balanced Wheels in the Wheel Five Gold lottery software. You get a minimum win guarantee with every wheel!

Lotto strategies to help you win Minnesota Northstar Cash

Lottery numbers are randomly drawn. However, randomly drawn numbers form patterns that can be tracked and used to our advantage. Having carefully analyzed all the drawings in past lotto results of more than 200 different lotto games worldwide, with histories going back as far as 1955, we have verified the following incredibly simple rule:

The key to Smart Luck's successful lotto number selection methods is playing the probabilities. If you play a pattern that occurs only five percent of the time, you can expect that pattern to lose 95 percent of the time, giving you no chance to win 95 percent of the time. So, don't buck the probabilities.

How to WIN Minnesota Northstar Cash Lotto

ODD-EVEN LOTTO NUMBER TIPS

When you select your Minnesota Northstar Cash Lotto numbers, try to have a relatively even mix of odd and even numbers. All odd numbers or all even numbers are rarely drawn, occurring less than 3 percent of the time. The best mix is to have 3/2 or 2/3 which means three odd and two even, or two odd and three even. One of these two patterns will occur in 67 percent of the drawings.

HIGH-LOW LOTTO NUMBER TIPS

Winning numbers are usually spread across the entire number field. If we take a number field and cut it in half, we have the low half and the high half. In 31-number game, numbers 1 to 16 would be in the low half, and numbers 17 to 31 would be in the high half. All high numbers or all low numbers are rarely drawn, occurring only 3 percent of the time. The best mix is to have 3/2 or 2/3 which means three high and two low, or two high and three low. One of these two patterns will occur in 68 percent of the drawings.

LOTTERY NUMBER GROUP STRATEGIES

Look at a list of past winning numbers for the Lotto game you play, and you'll see, more often than not, that one or more of the number groups is not represented. For example, in the combination 5-8-14-17-31, there are no 20's. Tracking and studying Number Groups can help you decide which group to omit and which group to give extra heavy play.

LOTTERY GAMES SKIPPED STRATEGIES

List the number of games skipped (games out) since the last hit (win) for each of the winning numbers during the last five games. Then mark the number of times each skip occurred. If any skip from 0 to 5 did not occur, play the Lotto numbers that are out that many games. (Help working with lotto games skipped.)

Northstar Cash Loan

LOTTO NUMBER SUM ADVICE - PLAY A BALANCED GAME^®

After you choose five numbers you want to play, add them together and make sure that the sum of the five numbers adds up to somewhere between 60 and 100. Sums that fall within that range will account for over 70 percent of all lottery jackpots won.

REPEAT HITS LOTTERY TIPS

In Northstar Cash, on average, one lottery number will be a repeat hit from the last drawing every other drawing or 62 percent of the time.

HOT NUMBER LOTTERY SECRETS

Numbers that have been out (losers) for four games or less account for about half of the winning numbers. Losing numbers that have been out for six games or less account for about two-thirds of all the winning numbers. Numbers out ten games or less account for 86 percent of the winning numbers. This tells us that hot numbers are more likely to hit, but don't forget to include at least one long shot in your group of 5.

COLD NUMBER LOTTERY SECRETS

It is difficult to know when a cold number will end a long losing streak. If you play a number every drawing because you think it is due, you could be chasing it for many months. (Number 45 in New York Lotto sat out 100 drawings before it finally hit.) Although, when a number has been out for 70 games or so, it might be worth chasing.

Lottery Pools and Lottery Syndicates

POOL YOUR WAY TO LOTTO RICHES

Several of the 109 Lotto jackpots won with Smart Luck lottery systems were won by groups of people who pooled their money. Sharing the ticket cost with others stretches your Lotto budget. By playing with a group, you can afford to buy more lottery tickets—and play larger wheeling systems—than you could (or should) by yourself. Draw up an agreement and have the members of your pool sign it.

How to Get Lucky in Lotto

CASH IN ON THE LUCK OF OTHERS

When you form a Lotto pool, your group is also pooling its aggregate luck. A jackpot could happen because of the luck just one member brings to your pool. Select your partners carefully. Share your luck with winners, not losers. Avoid negative people. Not only are they unlucky, but they dampen enthusiasm and drain energy from others. You want to enhance your own luck, not dilute its strength. One quick way to tell winners from losers is simply to ask them: 'Do you think you are a lucky person?' Many people quickly admit, 'I'm unlucky. I never win anything.' They won't bring good luck to your group either.

CASH IN ON A POSITIVE ATTITUDE

No one should play games of chance out of desperation because they need the winnings. The needy have a greater fear of losing the hard-earned money they gamble with. It is just one of life's dirty tricks that the very fear of losing blocks the winning forces. Thoughts are charged with energy, especially when triggered by emotion. Fear attracts exactly that which one fears. A strong desire for a goal that is charged with positive energy, attracts a positive response, especially when every effort is made to attain that goal.

Lottery Wheels

USE BALANCED WHEEL^® SYSTEMS

Balanced Wheeling^® Systems allow you to bet a large group of numbers (more than 5), play scientific combinations of that group of numbers, and get a specific minimum win guarantee. Balanced Wheels^® force all the winning numbers that are in your group to come together to give you at least one prize if some or all of the winning numbers are in your chosen group.

It's true that the more numbers you wheel, the easier it is to trap the winning numbers in your chosen group. But to get the most leverage for your money, the optimum number of numbers to wheel is not more than four or five numbers over HALF the numbers in your game. For Minnesota Northstar Cash, choose 20 or less lotto numbers to wheel. Otherwise, you'll be spending MORE money chasing a SMALLER guaranteed prize. You benefit more by wheeling a carefully selected group of lotto numbers.

THE BEST WAY TO WHEEL ALL THE LOTTO NUMBERS IN YOUR GAME

Any one wheeling system that covers ALL the numbers in the game is too spread out, making the win guarantee not worth the wager. There are smart ways to wheel all the numbers in the game by using Trap-by-Overlap and other wheeling strategies covered on pages 137 to 142 in Gail Howard's lotto book, Lottery Master Guide.

Most of Smart Luck's lottery winners used a Balanced Wheel^® in addition to her Smart Luck^® number selection methods. You can use a FREE interactive Balanced Wheel^® System that won multiple jackpots. Read about Gail Howard's winners, too. And when you win a jackpot with Smart Luck lotto systems, tell us about it so you can be added to Gail Howard's growing list of winners. If you don't want your name publicized, we will honor that.

Save Money by Knowing Lotto Numbers to Avoid

Lotto players who select their lottery numbers thoughtlessly or foolishly are destined to lose even before the drawing takes place. By knowing which number combinations and patterns to avoid, you'll have an advantage over such players—and save money, too.

AVOID NUMBER COMBINATIONS THAT HAVE BEEN DRAWN BEFORE

Many players like to bet the numbers that have won someone else a big jackpot, and by doing so, they are almost guaranteed NOT to win one themselves. In Northstar Cash, with six drawings a week, a set of five numbers has a chance of being drawn once every 544 years. This should also answer the question we are so often asked, 'Shouldn't I keep playing the same set of numbers every week because they are due to hit sometime?'

Northstar Cash

AVOID BETTING FIVE CONSECUTIVE NUMBERS

Even four consecutive numbers is a very rare occurrence that, in most Lotto games, has never happened once.

AVOID BETTING ONE LOTTO NUMBER GROUP

Never choose all five numbers from one number group, such as all single digits, or all teens, or all 20's, etc. All five winning numbers drawn from one group is highly unlikely.

AVOID THE COMBINATION 1-2-3-4-5

The most popular set of numbers most often played is: 1-2-3-4-5. Thousands of tickets are bought with this combination every drawing. The selection is too far out of balance to come up in a random drawing.

AVOID PATTERN BETTING

Pattern betting is an even more popular method of marking bet slips. Patterns of numbers marked in a row to make a straight line, either across the bet slip vertically or diagonally get heavy play—which means sharing the prize with others if the numbers are drawn as winners. Other designs such as patterns of initials or numbers or crosses also get heavy play.

AVOID NUMBER MULTIPLES

Other popular combinations that get heavy play are the number multiples, especially 5-10-15-20-25 and 7-14-21-28-35.

AVOID ALL SAME LAST DIGITS

Many people like to play same last digits, such as 3-13-23-33, or all digits that end in seven, or some other favorite lucky lottery number. Even four same last digits occur in less than two-tenths of one percent of all drawings. Winning sets of numbers with no more than one repeated last digit represent nearly 90 percent of all drawings.

NIX LOTTO QUICK PICKS

Quick Picks are used by lazy people who want to be in the action without putting any effort into winning. When you read articles about jackpot winners, it appears as though they all used either Quick Picks, birth dates, or their children's ages. The vast majority of people do play that way. If the majority of tickets sold are Quick Picks, then it makes sense that the majority of jackpots won should be won with Quick Picks. However, when you see the actual statistics, as we did, you'll find that you have a better chance of winning by picking numbers randomly out of a hat than by using Quick Picks.

In Lotto, the Trend is Your Friend

The shortest, easiest way to search for Lotto numbers that have the greatest probability of winning is to track the trends. Smart Luck strategies show you how to understand and use historical data. Advantage Gold is the best lotto strategy software which has a vast assortment of charts and reports that allow you to examine your lotto numbers in an infinite variety of ways. Advantage Gold teaches you to understand and use historical data.

Win with Lotto Software and Books

See all Smart Luck lottery software and lotto books or the full lottery product guide and list of best Minnesota lottery software and books to use for Minnesota Northstar Cash. Also see the references on the right side of this page: products to use for Minnesota Northstar Cash, many articles for more info on understanding lottery strategy and the concepts of lotto wheeling, links to our free wheels for Minnesota Northstar Cash, and more!

Lottery Software

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